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BTCLOAN does not accept joint applications. Only include your individual income (do not include your spouse’s income).
Other annual income includes any supplemental income in addition to your full/part time employment. This can include
investment income, benefits received, income from an additional job, etc. Your stated income will be verified, so do
not include any expected/estimated future income unless you can provide documented evidence to support it. Please note
that alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered
as a basis for repaying this obligation.
* APR = Annual Percentage Rates. All loan and rate terms are subject to eligibility restrictions, application review and Cross River Bank approval. Sample annual percentage rates are for illustrative purposes and actual annual percentage rates range from
7.12 % (AAA) to 29.99 % (DDD) based on a proprietary scoring system.
Eligibility for a loan is not guaranteed. Loans are
available to residents of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin. All loans are made by Cross River Bank, a federally-insured New Jersey chartered commercial bank, member FDIC. Please refer to the Borrower
Membership Agreement for additional terms and conditions.
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